Virginia Beach Bankruptcy Law Attorney
Chapter 7 and Chapter 13 Bankruptcy Filings
Have your bills become unmanageable? Do you owe more than you can pay? Are you in danger of losing your home to foreclosure? If your debt is out of control, contact The Law Offices of Gary W. Searcy, PLC. With offices in Virginia Beach and Chesapeake, we help clients file for bankruptcy and obtain a fresh financial start.
The Law Offices of Gary W. Searcy, PLC
757-490-3506 | e-mail
Over the past several years, offers and availability of credit seemed limitless. Today, with the poor economy, we are seeing the results of too much credit card debt and inflated mortgages. When a job is lost or unexpected bills come, such as medical expenses, a tightly stretched budget cannot survive. If you are facing too many debts and too few resources, our lawyer can help you decide if bankruptcy is in your best interest.
When filing for personal bankruptcy, you have two options: Chapter 7 and Chapter 13. Chapter 7 involves the liquidation of non-exempt assets to pay creditors and provides debt relief within a matter of months. For those with significant equity in homes and for those who may not qualify for Chapter 7, filing for Chapter 13 may be the preferred choice. This plan involves developing an extended payment schedule with debt relief coming after three to five years.
Contact The Law Offices of Gary W. Searcy for a free consultation.
When you need experienced representation and aggressive defense at affordable rates, contact The Law Offices of Gary W. Searcy, PLC in Virginia Beach, Virginia. Conveniently located just off Interstate 264 approximately one mile from Lynnhaven Mall, our offices are easily accessible and provide ample free parking. Call us today at 757-490-3506 or e-mail us to schedule a free consultation.
