Hampton Roads Garnishments Lawyer
If you are financially stretched to your limit, just making ends meet can be even more challenging when a collection agency is pursuing wage garnishment. Wage garnishment is a drastic step that collectors will take to secure money they are owed. The humiliation and stress our Virginia clients feel is overwhelming. They fear the loss of income as much as they dread seeking help from an attorney. They wonder if they will be judged and criticized for their financial shortcomings. Let us help you stop wage garnishment.
The Law Offices of Gary W. Searcy, PLC
757-490-3506 | E-mail
When you come to The Law Offices of Gary W. Searcy, PLC, you will be made welcome, not ridiculed. We will treat you with respect and not lecture you with regard to personal financial matters. We can stop wage garnishment and levies by asserting your rights to file bankruptcy. We will put our over 26 years of experience in these matters to work for you to help you buy time, find debt relief and stop creditor harassment.
Hampton Roads Bankruptcy Attorney
Filing a Chapter 7 or Chapter 13 bankruptcy ceases wage garnishment actions and starts the process of levy removal. Protect your rights. Call us if your wages are in danger of being garnished.
Virginia Garnishment Exemptions and NonExemptions
Social Security is exempt from most garnishment by federal law. It can be garnished only for child support, spousal maintenance (alimony) and a few federal debts, such as for income taxes.
Some other types of income protected from garnishment in Virginia include:
- Many public worker pensions or benefits, such as those of city, town and county employees
- Many public benefits or assistance, such as unemployment compensation, workers' compensation, aid to families with dependent children, general assistance, crime victim’s compensation, and aid to the blind, aged and disabled all enjoy at least partial protection.
- Many types of life insurance benefits or proceeds (e.g., group life, cooperative life), accident or sickness benefits, and fraternal society benefits
Contact The Law Offices of Gary W. Searcy for a Free Consultation
When you need experienced representation and a lawyer who will aggressively protect your interests, contact The Law Offices of Gary W. Searcy, PLC, in Virginia Beach, Virginia. Conveniently located just off Interstate 264 approximately one mile from Lynnhaven Mall, our offices are easily accessible and provide ample free parking. If more convenient, our Chesapeake office is located at 501 Independence Parkway, Suite 102. Call us today at 757-490-3506 or e-mail our Virginia bankruptcy law attorney
