Hampton Roads Foreclosures Lawyer
For most people, their home is their most important possession. Maybe you obtained your loan during the real estate boom and through no fault of your own you were approved for a loan you could not actually afford. If you are facing foreclosure, it may be the time to consult with an experienced bankruptcy attorney.
The Law Offices of Gary W. Searcy, PLC
757-490-3506 | E-mail
Even if you have been served with a notice of foreclosure, there are programs you may be able to take advantage of that could help you keep your home. Before you take any action, it's best to consult an experience foreclosure defense attorney as soon as possible. With years of legal and financial experience, The Offices of Gary W. Searcy, PLC, has the knowledge, skills and resources to effectively help you fight your foreclosure. We may be able to help you buy time and save your home through a restructured payment plan.
Hampton Roads Short Sale Attorney
Remember, you are not alone. Countless people throughout Virginia are now finding themselves in situations where they can no longer afford to make their mortgage payments. This may be because they have recently lost their job, fallen into debt, or were victims of subprime lending. There are several ways you can address foreclosure. Some of the options available to you include:
- Chapter 13 bankruptcy
- Loan modification
- Short sale
- Deed in lieu of foreclosure
If you are one or more months behind on your mortgage payment, you should speak to a Virginia bankruptcy lawyer to find out what options may be available to help you save your largest investment. Home ownership has been the number one way for Americans to build wealth and savings in the last several decades. Do not lose your home unnecessarily.
A Chapter 13 bankruptcy can be filed prior to the foreclosure sale, which may stop the sale from going through. This way, you can stay in your house and the court will set up a payment plan, often giving you up to five years to repay the mortgage company.
Contact The Law Offices of Gary W. Searcy for a Free Consultation
When you need experienced bankruptcy and foreclosure representation from a lawyer who will carefully explain all of your options, contact The Law Offices of Gary W. Searcy, PLC, in Virginia Beach, Virginia. Conveniently located just off Interstate 264 approximately one mile from Lynnhaven Mall, our offices are easily accessible and provide ample free parking. If more convenient, our Chesapeake office is located at 501 Independence Parkway, Suite 102. Call us today at 757-490-3506 or e-mail our Virginia foreclosures attorney to schedule a free consultation.